Is your family prepared financially in the event that you cannot provide for them?  Will they be able to continue to pay the mortgage and other expenses and live in the same conditions they currently have? If your answer is no, then you need life insurance and asset protection. This ensures that your loved ones will have financial security in the unfortunate event of a death.

Life insurance doesn’t have to be pricey.  Get a free quote and let us show you how you can protect your family. It is adaptable to your budget.

Here are some additional things to consider when buying life insurance:

• Your age and health. The older you are and the more health problems you have, the higher your premiums will be.

• Your income and debts. The more income you have and the more debts you have, the larger your death benefit should be.

• The length of coverage. You can choose a term life insurance policy for a specific period of time, such as 10, 20, or 30 years.  Or you can choose a permanent life insurance policy that will provide coverage for your entire lifetime.

• The type of policy. You can choose between term life insurance and permanent life insurance. Term life insurance is typically more affordable, but permanent life insurance offers some additional features, such as cash value accumulation.