Do you own a business?  If the answer is yes, is it protected from financial losses due to unexpected events, such as accidents, lawsuits, and natural disasters?

Let us help you protect the source of your income.  We will answer any questions you may have and find the coverage that better suits your commercial activity. 

Some of the most common types of business insurance include:

• General liability insurance: This type of insurance protects your business from claims made by third parties for bodily injury, property damage, or personal injury that is caused by your business. For example, if a customer is injured on your property, general liability insurance could help pay for their medical expenses and lost wages.

• Commercial property insurance: This type of insurance protects your business’s physical assets, such as buildings, equipment, and inventory, from damage or loss caused by events such as fire, theft, or natural disasters.

• Business interruption insurance: This type of insurance covers the lost income and expenses that your business may incur if it is unable to operate due to a covered event, such as a fire or flood.

• Workers’ compensation insurance:  This type of insurance is required by law in most states and covers employees’ medical expenses and lost wages if they are injured on the job.

• Professional liability insurance:  This type of insurance protects businesses that provide professional services, such as lawyers, doctors, and accountants, from claims made by clients for errors or omissions in their work.

• Cybersecurity insurance:  This type of insurance protects businesses from financial losses due to cyberattacks, such as data breaches and ransomware attacks.

Here are some additional things to consider when choosing business insurance:

• The size and type of your business. The larger your business and the more risky your industry, the more business insurance you will likely need.

• The location of your business. Some areas are more prone to natural disasters than others, so you may need to consider additional coverage for these risks.

• The amount of your assets. The more assets you have, the more you could lose if your business is sued or if your property is damaged.